Insurance Fraud in Kuwait: Definition, Examples, and Penalties
Insurance fraud is classified as a financial crime under the Kuwaiti Penal Code and various sectoral laws governing health, auto, and commercial insurance. It involves making false claims, exaggerating losses, or staging incidents to obtain money.
Forms of Insurance Fraud
- Staging car accidents or injuries.
- Submitting fake medical receipts.
- Claiming damages for pre-existing conditions.
- Falsifying fire or theft incidents in businesses.
Criminal Penalties
- 2 to 5 years imprisonment.
- Full repayment of fraudulently claimed amounts.
- Suspension of insurance coverage and possible blacklisting.
Handling Claims & Defense
- Use licensed assessors and auditors when submitting claims.
- Contact legal counsel before signing compensation settlements.
- Challenge accusations by proving good faith or lack of intent.
Facing insurance fraud charges or disputes?
Attorney Mishari Obaid Al-Anzi – Insurance Fraud Defense Lawyer:
+965 97585500
